I'm a money-saving mum and here’s how to save over £4.3k without noticing – I really think everyone should give it a go | The Sun

IT would be great if we could all save some money and have a pot to dip into if and when we needed it, but many of us just don’t know where to start.

If you find saving money difficult, fear not, you’ve come to the right place.

Thanks to a quick tip from Gemma Bird, also known as the Money Saving Mum, there is a very simple way that you can save a huge amount of money, without even noticing. 

The 40-year-old mum-of-two, who lives in Billericay, Essex, lives mortgage-free in a four-bedroom detached house, drives a Range Rover and jets off on multiple holidays a year to plush resorts in Mexico, Lapland and Dubai. 

But Gemma isn’t an heiress or a lottery winner – no, she’s achieved this comfortable life despite never earning more than £25k a year. 

The money-saver previously told Fabulous: “I’ve never earned more than £25,000 a year. I live and breathe deals. I don’t care how much money you have, people always love a bargain.

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“I’ve saved every solitary penny since the age of seven. I once managed to save almost £10,000 on a £12,000 salary thanks to my must-know hacks.” 

Gemma has amassed an impressive 323k followers on Instagram and even counts Stacey Solomon as a fan.

According to this money-saving whizz, a simple way to save money is to cut back on your daily spending.

It might sound obvious, but in one of Gemma’s recent Instagram clips, she has broken down just how much you can save in a year, if you stopped spending money each day.

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So if you are someone that buys a coffee before work, or spends money getting a bus when you could walk, you might want to listen up.

Gemma explained: “We’re all guilty of picking things up that we don’t actually need when we’re out – a coffee here and there, the extra things in the supermarket. 

“Say you stopped overbuying here and there, picking up things you don’t need.

“The little things add up.

“£1 per day – £365.

“£2.50 per day – £912.50.

“£4 per day – £1,460.

“£7 per day – £2,555.

“£12 per day – £4,380.” 

Gemma continued: “Let’s face it we all do this right?! I've been such a big believer my whole life it’s the little things they really can help with the big things.

“I always been on a low wage through my 20s and 30s and so was always mindful of an extra £2 here and there. But it was because I had to be. 

“And I used to think right if I cut back and don’t overspend, I can pay car insurance etc.

“I sometimes think it helps to show how the small things make a big impact. Might just help someone save a little bit for a time they may need it.

“I know there are loads already doing this with the cost of living but it's always good to see it.”

Instagram users were clearly very impressed with Gemma’s simple but effective hack, which has quickly racked up 2,421 likes and 116 comments in just one day. 

One person said: “Such a good tip.” 

Another added: “Definitely, think about that daily coffee. Or the parking meter when there’s a free space a few extra steps away.”

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A third commented: “Crazy how saving on such little things can add up to such a great saving 😍”

Someone else noted: “The £2.50 a day must apply to everyone. That’s a little staycation or spending money or Christmas presents. Definitely an eye opener.”

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